WHOLE LIFE INSURANCE OFFERS A COMBINATION OF:

✔️Permanent life insurance protection

✔️Cash value accumulation

✔️Tax advantages

✔️Guarantees

Whole life insurance offers a guaranteed death benefit, guaranteed cash value, and guaranteed level premiums that will never increase as long as the policy remains in effect. It’s a solution that can meet a variety of protection needs.

FEATURES OF PERMANENT LIFE INSURANCE PROTECTION

Transamerica Lifetime insurance combines the best features of permanent life insurance protection and optional living benefit riders all from a top-rated carrier that will last a lifetime. 

PERMANENT LIFE INSURANCE PROTECTION

Transamerica Lifetime is designed to provide permanent life insurance protection. When a claim is approved, the beneficiary will receive the policy face amount, subject to any recorded policy assignments or unpaid loans2 that will cause a reduction in the cash value and death benefit. 

THE 3 Gs

Transamerica Lifetime insurance provides three fundamental guarantees: 

✔️ A guaranteed, federal income tax-free, level death benefit for the beneficiary (guaranteed face amount) 

✔️ A guaranteed level premium and premium payment period 

✔️ A guaranteed cash value, that grows on a tax-deferred basis

AN ENHANCED, STREAMLINED APPLICATION 

Transamerica Lifetime features our enhanced iGO e-App® with Express Protect Underwriting℠ to provide a faster, hassle-free application process. In fact, some approvals may be provided the same day the application is submitted. Express Protect Underwriting makes it easier than ever to obtain the coverage you need.